Please review and understand the following terms of use before using the Education Loan Guru website (https://educationloanguru.com/). By accessing and utilising the website, you agree to be legally bound by these terms.
We reserve the right to modify the website, its rules, these Terms & Conditions, and any applicable fees without prior notice. The terms and conditions in effect at the time of user access to the website will apply. If any provision of these terms is deemed unenforceable, it does not affect the validity and enforceability of the remaining provisions.
Users bear the responsibility of safeguarding their account credentials, including passwords, and controlling access to their computers. Users are accountable for all actions performed using their usernames or passwords. Ensuring the accuracy and completeness of the information provided on the website is the user's responsibility, and any changes should be promptly notified to us. We retain the right to restrict access, terminate accounts, delete or modify content without prior notice.
Reasonable efforts will be made to ensure continuous website availability and seamless communication. However, due to the inherent nature of the Internet, we cannot guarantee uninterrupted access to the website. Temporary suspensions or limitations may be necessary for maintenance, additions, or other unforeseen circumstances. We will make efforts to minimise such interruptions.
We shall not be held responsible for any delay or failure to fulfil our obligations under these conditions if such delay or failure arises from causes beyond our reasonable control.
The failure to pursue remedies for any user's breach of these Terms & Conditions does not constitute a waiver of our rights to pursue such remedies.
Registration may be required for certain sections of the website. Users are obligated to provide accurate and complete registration information and to prevent unauthorised use of their registered accounts.
The use of the website is limited to individuals who are capable of entering into a legally binding contract under the Indian Contract Act, 1872.
Users agree to indemnify and hold us harmless from any liability, costs, and expenses incurred in connection with their use of the website or any breach of these Terms of Use. This indemnity includes legal fees and costs.
All website content, including text, graphics, logos, images, and software, is the property of the Company, its affiliates, or content suppliers, and is protected by applicable laws. Users are prohibited from systematically extracting or reusing website content without proper authorization.
If any provision of these Terms & Conditions is deemed invalid or unenforceable, it does not affect the validity or enforceability of the remaining provisions.
By providing contact details on the website, the user consents to being contacted by us through the specified mode of contact.
Any agreements or transactions between users are solely the responsibility of the borrower and the lender. We are not a party to such agreements and do not guarantee the credibility, integrity, or creditworthiness of users. Users are advised to conduct thorough due diligence before entering into any agreements or transactions.
The use of the website is at the user's own risk. We disclaim all warranties, whether express or implied, and shall not be held responsible for any damages, including consequential or indirect damages, arising from the use or inability to use the website. The website may contain third-party content, for which we assume no liability. We are not responsible for any damage to the user's computer resulting from the use of the website.
In the event that a user finds any content on the website objectionable, they should follow the specified procedure to notify us. We will make reasonable efforts to remove such content within a reasonable timeframe if it is deemed objectionable.
The user represents and warrants that they own or possess all necessary rights to the content posted or provided on the website, and that such content is accurate, lawful, and does not infringe upon any third-party rights. The user agrees to indemnify us and our affiliates against any claims arising from a breach of these warranties.
Users must refrain from using the website in a manner that disrupts, damages, or impairs its accessibility. The user agrees to utilise the website solely for legal purposes and abstains from engaging in fraudulent activities, criminal offences, or unlawful behaviour. Posting or transmitting objectionable content, including sexually explicit material, racially or hatefully offensive material, deceptive or misleading content, abusive or harassing material, defamatory or libellous statements, or content that infringes upon third-party rights, is strictly prohibited.
Users have the ability to post reviews, comments, and other content on the website, subject to certain limitations. We retain the right to remove or edit any content that violates these Terms of Use or to terminate a user's permission to access the website.
By posting content on the website, the user grants us and our affiliates a non-exclusive, royalty-free, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display the content worldwide. The user agrees to waive the right to be identified as the author of such content and undertakes any necessary actions to perfect the granted rights.
The personal information provided by users during their use of the website will be handled in accordance with the Privacy Policy and relevant laws and regulations.
These Terms & Conditions , along with any related documents, constitute the entire agreement between the parties, superseding all prior agreements and understandings.
Any disputes or claims arising from or relating to these Terms of Use and the website will be resolved through arbitration in accordance with Indian laws. Legal disputes will also be governed by Indian laws, with exclusive jurisdiction in the courts of New Delhi.